Why Your Credit history Is More Vital Than You Think

Spencer Golden team has developed an App name Spencer Golden Credit Score App. There are many misconceptions and also false details regarding credit rating which lead lots of debtors to think that they are not important. There are even borrowers that think they do not have a credit score at all. Yet the truth is, […]

China’s social credit system won’t tell you what you can do right

For the past few years, China has been rolling out a Black Mirror / Harry Potter-esque social rating policy known as the Social Credit System (SCS). Far from just a credit score in the financial sense, an SCS score can determine whether a person can buy business class tickets on trains (or take the train at all)…

How to Prevent Your Credit Card Issuer From Canceling Your Card

Image: rawpixel on UnsplashIf you’ve had credit card debt in the past, or you have an older card you don’t really use anymore, you’ve probably read the advice that you shouldn’t actually cancel your card, rather keep it open to boost your credit score (more on how that works here). In theory, it’s a nice…